Crypto DCA Calculator
See what a fixed monthly buy in Bitcoin, Ethereum, Solana or BNB would be worth today. Real historical prices, no sign-up. A backtest, not a prediction.
$100 invested every month since the start date.
$0
This is a backtest on historical prices, not financial advice and not a prediction. Crypto is volatile and past performance does not guarantee future results. Never invest money you cannot afford to lose.
Price data: monthly closing prices, through .
Want to actually automate this?
Dollar-cost averaging works best on autopilot. BingX has a Recurring Buy feature, and KuCoin offers auto-invest, so you can set a fixed amount and let it run.
What this DCA calculator shows
Dollar-cost averaging (DCA) means buying a fixed dollar amount of an asset on a schedule, no matter the price. Some months you buy high, some months you buy cheap, and the average smooths out the timing. This tool replays that strategy on real monthly closing prices: it buys your chosen amount every month from your start date until now, adds up the coins, and values them at the latest price.
The point of DCA is not to beat the market, it is to remove the pressure of timing it. You commit to a routine and keep emotion out of the buy decision. It does not protect you from a falling market, and a lump sum can win when an asset only goes up, but for most people a steady schedule is far easier to actually stick to.
How to read the result
- Total invested is simply your monthly amount times the number of months.
- Current value is every coin you accumulated, priced at the most recent monthly close.
- The lump-sum figure shows what the same total would be worth if you had invested it all on the start date instead, for comparison.
DCA calculator FAQ
What is dollar-cost averaging (DCA)?
DCA is investing a fixed amount on a regular schedule regardless of price. Instead of trying to time the bottom, you buy a little every week or month. Over time your average cost smooths out, which removes the pressure of picking the perfect moment and is much easier to stick to than a single big bet.
Does DCA actually work for crypto?
DCA does not guarantee a profit, and it does not stop you losing money in a falling market. What it does is remove timing risk and emotion from the buy decision. In a volatile asset like crypto, a fixed schedule has historically been easier to follow than trying to time entries, but past results never guarantee future ones.
Is this calculator a prediction?
No. It is a backtest. It replays a DCA plan on real historical prices to show what would have happened, which tells you nothing about what will happen next. Crypto is volatile and past performance does not guarantee future results. Treat the number as an illustration, not a forecast.
Where can I set up automatic DCA?
Several exchanges let you automate recurring buys. BingX has a Recurring Buy feature and KuCoin offers auto-invest, both of which let you schedule a fixed amount. You fund with a stablecoin or card and the platform buys on your schedule. Always check the live fees and terms first.